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There are certain things you have to sacrifice to reach the ultimate goal of being rich. some people can do that, some are more focused on intermediate goals that keep them from reaching the major one fast.
Things that stop you from being rich:
1) Focus on minor things (that can seem major to you)(Big flat screen TV, Premium cable channels)
2) Eating out often
The not so well to do can’t get ahead because so much of their paychecks go to eating out often. cook yourself & save!
3) Leasing a car
A car lease can be useful but the not so well to do’s are perpetually leasing, enticed by the lower monthly payment. Over time though a bought car would have saved them a whole lot!
4) Buying a new car every few years
Maybe worse than the car leasers are those who insist on buying a car every few years. Oh, the horror of not having an up to date vehicle that you take care of for the long haul. You must have something new to show off.
6) TV in every room (with cable)
Rich-hopefuls so consumed with their TV shows that they have one in every room lest they miss something on TV! Every bedroom and kid has one too! There might even be a small one in the kitchen. And to add to the expense they probably all have full premium cable channels. I love TV but come on!
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Things that stop you from being rich
#2
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Posted 13 December 2010 - 02:12 PM
and what do you suggest, Bella, maybe to to practise asceticism? 
#3
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Posted 14 December 2010 - 04:00 AM
more
7) Latest cell phones
These are people where you run into them every few months and somehow they have a new phone. They’ll insist that it didn’t cost them anything but we know better.
8) Tons of gifts for the holidays when you can’t afford it
People complain that they are up to their necks in credit card debt because they had to buy everyone gifts for the holidays. Not just immediate family but all sorts of extended family too. ridiculous and so not good if you intend to get rich!
9) New computer every couple of years
There’s always some reason some guys need a new one every few years. And no, these people don’t need their computer for work in any way.
10) Tons of gadgets
Besides cell phones people tend to have whatever is the newest thing, paying full price for being the first to have it.
THE MOST IMPORTANT:
11) No home
Nothing wrong with renting but renting is about A LOT of money. beside,s when you rent, it mean sthat you also move from one place to another quite often.
12) No online high yield savings accounts
No ING Direct Savings kind of thing. Online banking is good for savings and it's good not to have much money at your disposal if you're a shopaholic.
13) No budget
No budget what-so-ever! Budget is the key to saving and getting richer.
14) No count of monthly expenses
You need to keep track of your expenses. a budget can help, too. besides, try not to miss payments on bills or order not to make the cost of their expenses even greater.
15) Do you hate your job? Do you do anything about it?
People hate their job but never leave or look for another one? i know you can also give several examples of the case, don't you?
16) Little or no college education
it seems a lot of millionaire-wannabes have little or no college education. Just saying.
17) No financial priorities
These are the people that tell you they could never save a down payment for a house but then you see all of the gadgets and new items they have. Yeah, they could save up they just don’t make it a priority.
18) They don’t realize their situation
For all of the complaining about money they do, some people just don’t realize why they are cash-strapped. When you try to point out how they spend or how expensive some of their habits are they say it’s nonsense.
AND FINALLY
19) No personal responsibility
Someone or something is always out to cause millionaire-wannabes to be broke. The IRS hates them. Their bosses won’t promote them. Their family takes their money. There’s always some outside influence that causes them to not have money. It rare that they blame themselves for their situation.
(freefrombroke.com)
7) Latest cell phones
These are people where you run into them every few months and somehow they have a new phone. They’ll insist that it didn’t cost them anything but we know better.
8) Tons of gifts for the holidays when you can’t afford it
People complain that they are up to their necks in credit card debt because they had to buy everyone gifts for the holidays. Not just immediate family but all sorts of extended family too. ridiculous and so not good if you intend to get rich!
9) New computer every couple of years
There’s always some reason some guys need a new one every few years. And no, these people don’t need their computer for work in any way.
10) Tons of gadgets
Besides cell phones people tend to have whatever is the newest thing, paying full price for being the first to have it.
THE MOST IMPORTANT:
11) No home
Nothing wrong with renting but renting is about A LOT of money. beside,s when you rent, it mean sthat you also move from one place to another quite often.
12) No online high yield savings accounts
No ING Direct Savings kind of thing. Online banking is good for savings and it's good not to have much money at your disposal if you're a shopaholic.
13) No budget
No budget what-so-ever! Budget is the key to saving and getting richer.
14) No count of monthly expenses
You need to keep track of your expenses. a budget can help, too. besides, try not to miss payments on bills or order not to make the cost of their expenses even greater.
15) Do you hate your job? Do you do anything about it?
People hate their job but never leave or look for another one? i know you can also give several examples of the case, don't you?
16) Little or no college education
it seems a lot of millionaire-wannabes have little or no college education. Just saying.
17) No financial priorities
These are the people that tell you they could never save a down payment for a house but then you see all of the gadgets and new items they have. Yeah, they could save up they just don’t make it a priority.
18) They don’t realize their situation
For all of the complaining about money they do, some people just don’t realize why they are cash-strapped. When you try to point out how they spend or how expensive some of their habits are they say it’s nonsense.
AND FINALLY
19) No personal responsibility
Someone or something is always out to cause millionaire-wannabes to be broke. The IRS hates them. Their bosses won’t promote them. Their family takes their money. There’s always some outside influence that causes them to not have money. It rare that they blame themselves for their situation.
(freefrombroke.com)
#4
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Posted 14 December 2010 - 04:01 AM
Mary, on 13 December 2010 - 02:12 PM, said:
and what do you suggest, Bella, maybe to to practise asceticism?
i'd say.. set priorities and see what's really important for you in the first place
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